lendfox
Automated dollar lending on Bitfinex

Your dollars,
working every minute.

LendFox lends your USD on Bitfinex around the clock — always at the rate the market is actually paying, never sitting idle. When the market panics and rates jump, it catches the spike and locks it in for months. Your money stays in your own exchange account, always.

Free beta · no card · 3-minute setup · pause anytime · funds never leave your exchange
9.7% / yr
If you lend $
you'd pocket about $68.65 / month · $824 / year
market interest $969/yr − Bitfinex's 15% fee = $824 yours — we take no cut of interest (free during beta; flat monthly fee at launch)
based on the last 30 days of market rates · rates move daily · not a guarantee

Built on real market data, not vibes

88Mreal lending deals studied before we wrote a line of strategy
~99%of capital kept earning in our 3-year replay — waiting is kept to minutes, not days
87%of the time, locking a real rate spike for 60 days beat waiting it out
1–3hearly warning before rates jump — we're already positioned
Every number above is sourced from our public backtest — read the full research.

What it does for you

Better rates

Priced where deals actually happen

Most bots quote off a stale average and sit unfilled for days. LendFox watches what borrowers are really paying right now and prices your offer where it earns — not where it waits.

No idle money

Repaid at 3am? Re-listed by 3:05

Loans get repaid at random hours. LendFox puts the money back on the market within minutes — nights, weekends, always — priced to lend again fast, typically within the hour. Money waiting is money not earning, so we keep the wait short.

The big moments

Catches the spikes, keeps them for months

A few times a month, the market panics and lending rates explode. LendFox sees it coming, positions your money at the top, and locks the fat rate in for up to 120 days — long after the panic fades, you're still collecting.

Why not just any lending bot

LendFoxtypical lending bots
How it priceslearns from millions of real deals, livefixed formulas or undisclosed “AI”
When rates spikesees it early, locks it in for monthsreacts after the fact, if at all
Idle moneyre-listed in minutes, typically lending within the hourcan sit unfilled for days
How it workshappy to show you — methods are openblack box
Custodynon-custodial (API key, funding permission only)

Pricing

Beta — free

First cohort, capped seats. You get the full engine and dashboard; we get your feedback and (anonymised) fill data to keep calibrating.

Launch — flat monthly fee

We never take a cut of your interest — every dollar you earn stays yours. A simple subscription instead, announced well in advance. Cancel anytime — your loans simply run to term.

What we won't promise

Rates are set by the market, not by us. Backtested figures describe past demand for leverage and are not a forecast; funding yields fall when markets go quiet. Lending on Bitfinex carries exchange counterparty risk that no bot can remove — never lend funds you cannot afford to have on an exchange. LendFox is software automation, not investment advice.